Choosing a Credit Card in Indonesia
Banks in Indonesia whether stated own bank or private bank offers credit card as one of their banking products. They offers special incentives to get customers like 0% interest for a specific time period, no annual fee, you may even able to apply for credit card in supermarket, mall, exhibition and apply online (foreign banks usually have this feature).
The credit card sales only require you copy of ID cards and copy of monthly income statement. You need to have a fix home telephone in order to verify your personal data and so is your relative. Not like first world nations, you can not apply a credit card if you had bad loan history. If you have all the requirements and have good loan history, your chance to get approved is 90%.
When you decide to apply a credit card, you should research all of your choices to find the one that is best for you. Once you receive it, you need to be careful in using it or you could find yourself in a financial mess. If you use your credit card wisely, then you will find that it will make your life easier.